With 2025 coming to a close, many people are already planning their finances, travel, and important bank-related work for the year ahead. If you’re among them, knowing the bank holidays 2026 can help you avoid unnecessary delays and last-minute surprises.
The 2026 bank holiday schedule includes national holidays, major religious festivals, and standard weekend closures. As per existing rules, banks across India will remain closed on all Sundays and the second and fourth Saturdays of every month.
Although digital banking services like UPI, net banking, and mobile apps will continue to work, customers won’t be able to access branch-based services on holidays. This includes cash deposits and withdrawals, locker operations, cheque clearances, and document verification.
Here’s a month-wise look at key bank holidays in 2026, based on the official schedule. Keep in mind that some holidays may vary by state.
January 2026 Bank Holidays
January 1 (Thursday) – New Year’s Day
January 10 (Saturday) – Second Saturday
January 24 (Saturday) – Fourth Saturday
January 26 (Monday) – Republic Day
February 2026 Bank Holidays
February 14 (Saturday) – Second Saturday
February 15 (Sunday) – Maha Shivaratri
February 19 (Thursday) – Chhatrapati Shivaji Maharaj Jayanti
February 28 (Saturday) – Fourth Saturday
March 2026 Bank Holidays
March 4 (Tuesday) – Holi
March 14 (Saturday) – Second Saturday
March 21 (Saturday) – Id-ul-Fitr
March 28 (Saturday) – Fourth Saturday
March 31 (Tuesday) – Mahavir Jayanti
April 2026 Bank Holidays
April 3 (Friday) – Good Friday
April 11 (Saturday) – Second Saturday
April 25 (Saturday) – Fourth Saturday
May 2026 Bank Holidays
May 1 (Friday) – Buddha Purnima
May 9 (Saturday) – Second Saturday
May 23 (Saturday) – Fourth Saturday
May 27 (Wednesday) – Bakri Eid / Eid al-Adha
June 2026 Bank Holidays
June 13 (Saturday) – Second Saturday
June 26 (Friday) – Muharram
June 27 (Saturday) – Fourth Saturday
July 2026 Bank Holidays
July 11 (Saturday) – Second Saturday
July 25 (Saturday) – Fourth Saturday
August 2026 Bank Holidays
August 8 (Saturday) – Second Saturday
August 15 (Saturday) – Independence Day
August 22 (Saturday) – Fourth Saturday
September 2026 Bank Holidays
September 4 (Friday) – Janmashtami
September 12 (Saturday) – Second Saturday
September 26 (Saturday) – Fourth Saturday
October 2026 Bank Holidays
October 2 (Friday) – Gandhi Jayanti
October 10 (Saturday) – Second Saturday
October 21 (Wednesday) – Vijaya Dashami
October 24 (Saturday) – Fourth Saturday
November 2026 Bank Holidays
November 8 (Sunday) – Diwali
November 14 (Saturday) – Second Saturday
November 24 (Tuesday) – Guru Nanak Jayanti
November 28 (Saturday) – Fourth Saturday
December 2026 Bank Holidays
December 12 (Saturday) – Second Saturday
December 25 (Friday) – Christmas Day
December 26 (Saturday) – Fourth Saturday
What Bank Customers Should Keep in Mind
Not every holiday is observed nationwide; state-level holidays may differ.
Branch working hours can vary between rural and urban locations.
Always confirm with your local bank branch before visiting for lockers, cash transactions, or document-related work.
Online banking services remain operational, even when branches are closed.
Why This Matters
For anyone planning financial transactions, loan work, investments, or cash requirements, keeping track of bank holidays in advance can save both time and effort. As 2026 approaches, a little planning can help ensure smooth banking throughout the year.
Summary
Banks will remain closed on select days in 2026 due to national holidays, festivals, and second and fourth Saturdays. As the new year approaches, check the complete month-wise bank holiday list to plan branch visits, cash work, and document-related tasks without last-minute disruptions.
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Are banks closed every Saturday in 2026?
No. Banks remain shut only on the second and fourth Saturdays of each month, along with all Sundays. Other Saturdays are working days.
Will UPI and net banking work on bank holidays?
Yes. UPI, mobile banking, net banking, and ATM services continue to function even when bank branches are closed.
Do bank holidays differ from state to state?
Yes. While national holidays apply everywhere, festival and regional holidays vary by state as per local notifications.
Can I visit the bank for locker access on a holiday?
No. Locker services are unavailable on bank holidays because they require branch-level operations.
Is Republic Day a nationwide bank holiday in 2026?
Yes. January 26, 2026, will be observed as a bank holiday across India.
Are banks closed on festivals like Diwali and Holi?
Yes. Banks usually remain closed on major festivals such as Diwali, Holi, Eid, and Christmas, though exact dates may vary by state.
Do rural and city bank branches follow the same holiday rules?
Most holidays are common, but branch timings and local observances may differ between rural and urban locations.
Will cheque clearance happen on bank holidays?
No. Cheque clearing and manual banking services do not operate on bank holidays.
How can I check bank holidays for my city?
You can refer to the RBI holiday list, your bank’s official website, or contact your local branch.
Why should I check the bank holiday list in advance?
Knowing holidays early helps you plan cash withdrawals, locker visits, loan work, and document submissions without delays.
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